Making insurance easy
Navigating through the world of car insurance is not easy. As UK leading experts in non-standard motor insurance, we make it our mission to provide our customers with the correct information, so they can always make informed decisions about their car insurance.
What insurance cover do I need?
Before you drive on British roads, you need to make sure you are insured first. In the UK, it is a legal requirement to have at least third party only (TPO) insurance cover on your vehicle. We offer three levels of cover for you to choose from.
In a nutshell:
As the legal minimum required cover to drive in the UK, TPO only covers damages on the other driver’s car if you’re involved in an accident
Fully comprehensive provides cover to both your car and the other driver’s car if you’re involved in an accident. Plus it covers medical and legal expenses, as well as liability insurance.
Choosing which cover you want to go for is totally up to you. Although TPO will be cheaper, the level of cover provided is a lot less than comprehensive, so be sure to study both options before deciding which is the best option for you.
How to compare your car insurance
Our insurance panel has access to the UK’s top insurance providers, so all you’ll need to do is compare your car insurance through us. Here are four steps you need to take to get cheaper car insurance.
Have your personal details ready for your quote journey. This includes, your name, address, date of birth, occupation and your drivers license number.
The next step is to tell us about your car. This includes, it’s previous owners (if applicable), the model, make, year and any modifications.
After all those steps are complete, you’ll get your quote. Now, it’s up to you, to choose which quote you want.
If you require any further assistance or you’d rather have someone talk you through your options because your quote is too high. Please reach out to our team, 0333 222 4005.
How you can get cheaper car insurance
There’s no arguing that car insurance can be expensive, but there are ways you can make sure you don’t pay more than you should. Getting your quote through us is the best way you can quickly compare prices on your car insurance. With our insurance panel, we have access to the quotes you’d receive from the UK’s top insurance providers.
There are so many ways you can lower your insurance quotes. Here are 5 ways that will ensure you’re not paying more than you should for your car insurance quotes.
Paying annually is one of the best ways to keep your premiums down. Without the interest generated from paying in installments, you could save hundreds on your car insurance. If your renewal is approaching or you’re considering switching, we suggest you look around early for the types of insurance quotes you’re likely to get.
Modifying your car will increase the cost of your insurance. This maybe a change to your tyres, replacing your brake pads or even adding a turbocharger. These modifications will make a difference to your quote so make sure you have a comprehensive list of changes you have made to your car when you speak to an expert. If you have a modified car, we can still help you.
Tighten up your car’s security:
Installing extra security measures on your vehicle such as alarms or immobilisers will lower your insurance quotes because the risk of theft is lower.
- Travel fewer miles:
The less you travel in your car, the less you’ll pay. But don’t underestimate your mileage as you could end up paying a fine or your policy could be invalidated.
Switch to us: We can save you up to £300 on your renewals!
Why Quote Detective for your car insurance?
Even the most experienced drivers will face challenging situations on the road so it pays to be well prepared for any situation you’ll face. That’s why we make it so easy for our customers to find the car insurance that not only saves them money but gives them peace of mind.
Need to contact us?
Our friendly team is ready to help you with anything you need:
Monday – Friday : 8:30am to 7:00pm
Saturday : 9:00am to 2:00pm
Sunday and Bank Holidays: Closed