Convicted driving insurance is essentially the same as a standard car insurance policy. But a major difference is that insurance providers recognise that the driver has unspent driving or non-driving convictions. These convictions are taken into account when insurers calculate premiums.
Similar to any other motor insurance policy, the levels of cover are the same. It’s worth noting that third party only (TPO) won’t always be the cheapest type of cover. You need to assess your circumstances properly and protect your vehicle accordingly.
Different types of offences will have a different impact on your quotes. Your insurance quotes will still be higher than drivers without convictions but how high those quotes are will depend on the offence.
For example, the highest category offences include, drink driving and death by dangerous driving. Finding insurance will be extremely difficult because most insurance providers would want to stay away from that kind of liability.
But we don’t see it that way. We will still take into account how much risk you pose, but our team will do their best to find you affordable car insurance. Our experienced underwriters have helped thousands of convicted drivers get on the road at an affordable rate.
If you’d like to like a quick quote from us, click here. Alternatively, you can call our team on 0333 222 4005 and they’ll be able to help you. We recommend you give us a call so we can get more information and understanding of your situation. This will help us find you the cheapest quote we can get.