Convicted Driver Insurance

Enjoy the freedom of the open road when you choose Quote Detective. We’ll search a panel of the UK’s top insurance providers to give you the cheapest quote on your insurance. Get a car insurance quote from us today!

GET QUOTE


Shape your insurance policy

Finding affordable car insurance can be hard. It’s especially difficult to do so if you’re a convicted driver or an individual with non-driving convictions.

The majority of insurance providers don’t have the expertise or technology to handle this type of policy. Others are able to do it but they may charge high insurance quotes.

Unlike our competitors, Quote Detective’s technology and underwriters have the capabilities of creating your policy, based on your unique circumstances. As one of the UK’s leading specialist in non-standard motor insurance, we pride ourselves in being able to find affordable cover for our customers.

If you’d like to have a chat with us just to consider your options, call us on 0333 222 4005.

What is Convicted Driver Insurance?

Convicted driving insurance is essentially the same as a standard car insurance policy. But a major difference is that insurance providers recognise that the driver has unspent driving or non-driving convictions. These convictions are taken into account when insurers calculate premiums.

Similar to any other motor insurance policy, the levels of cover are the same. It’s worth noting that third party only (TPO) won’t always be the cheapest type of cover. You need to assess your circumstances properly and protect your vehicle accordingly.

Different types of offences will have a different impact on your quotes. Your insurance quotes will still be higher than drivers without convictions but how high those quotes are will depend on the offence.

For example, the highest category offences include, drink driving and death by dangerous driving. Finding insurance will be extremely difficult because most insurance providers would want to stay away from that kind of liability.

But we don’t see it that way. We will still take into account how much risk you pose, but our team will do their best to find you affordable car insurance. Our experienced underwriters have helped thousands of convicted drivers get on the road at an affordable rate.

If you’d like to like a quick quote from us, click here. Alternatively, you can call our team on 0333 222 4005 and they’ll be able to help you. We recommend you give us a call so we can get more information and understanding of your situation. This will help us find you the cheapest quote we can get.

Finding the right car insurance

We encourage our customers to do their due diligence. Our broker panel can get quotes from all the top UK insurance providers. So we’ll be able to pool in the prices you’re offered and the type of cover you’d get.

If you want to look around the market, we recommend you do so. We suggest you get quotes from a lot of insurance brokers and make sure you get prices for each type of cover. But be mindful, some brokers that offer online quotations may not be offering all they can. It’s best if you call them.

But we can save you all that time if you just call us.

What insurance cover do I need?

It is a legal requirement to have at least third party only (TPO) insurance cover on your car if you drive in the UK. We offer three levels of cover for car insurance.

In a nutshell:

By law, all drivers need to have third party only. TPO only covers damages on the other driver’s car if you’re involved in an accident

This type of policy covers the same as TPO, plus the addition of fire damage and theft to your car. 

Fully comprehensive provides cover to both your car and the other driver’s car if you’re involved in an accident. Plus it covers medical and legal expenses and liability insurance.

Choosing which cover you want to go for is totally up to you. But bear in mind that, selecting TPO over comprehensive won’t mean your insurance quote will be cheap. It’s important to see how much you’ll be quoted on each policy, so you can properly assess which option is best for you.



How to compare your car insurance

Our insurance panel has access to the UK’s top insurance provider, so all you’ll need to do is compare your car insurance through us. Here are four things you’ll need to have close to you when you’re trying to get cheaper car insurance quotes.

Have your personal details ready for your quote journey. This includes, your name, address, date of birth, occupation and your drivers license number.

The next step is to tell us about your car. This includes, it’s previous owners (if applicable), the model, make, year and any modifications.

What type of cover do you think you’ll need? Think carefully on how you’ll be using your car. Tell us your annual mileage and whether you’d like TPO, TPFT or comprehensive cover.

After all those steps are complete, you’ll get your quote. Now, it’s up to you, to choose which quote you want.

If you require any further assistance or you’d rather have someone talk you through your options because your quote is too high. Please reach out to our team, 0333 222 4005.



Everyone makes mistakes

We deal with thousands of convicted drivers per year and our team will not discriminate or judge. We understand that everyone makes mistakes. Our team can provide you with expert guidance and map out all your options. So you’re well-informed when you make a decision on your policy.

Don’t go without insurance

It may be tempting to drive without insurance because you’re having a hard time finding affordable policies. But we strongly suggest you don’t consider doing something like that. Pretending or avoiding something never does anyone any good. This is particularly applicable for insurance.

Getting your car insured is a legal requirement and if you choose not to do so, you’re endangering others. Additionally, when you get caught for driving without insurance, your punishment will be even more severe because you reoffended.



Why Quote Detective are experts you can trust!

Whether you’re convicted for driving without insurance (IN10), driving under the influence of drugs and alcohol or you’ve picked up a couple of SP30s, we’ve got the expertise that will provide you with the cover you need and save you time and money.

We combine broker expertise with technology to design bespoke and affordable convicted driver insurance. As a specialist in our field, we’ve encountered all types of driving and non-driving convictions and each time we’ve saved our customers money.

We’ve helped thousands of our customers find the coverage they need. But don’t just take our word, look at what our customers say about us!




Need to contact us?

Our friendly team is ready to help you with anything you need:

Monday – Friday : 9:00am to 6:00pm

Saturday : 9:00am to 2:00pm

Sunday and Bank Holidays: Closed

GET QUOTE



Polices you may be interested in:

Car driving on the motorway insured by Quote Detective
Carvan driving in the UK insured by Quote Detective
Young driver car insurance by Quote Detective