Thinking of adding more modifications? Talk to your insurer first!
Whether they’re minor or major modifications, you need to let your insurer know first. The insurer will eventually find out if you make a claim or if your vehicle gets stolen.
Depending on the insurance provider, the modifications can be accepted and your policy will be quickly updated. Then all you’d have to do is pay a small fee on top.
Or your modifications could be denied because the insurer doesn’t cover the modification you want. This could be bad if you need to claim because you’ll have to fork out the repair cost. Additionally, they could invalidate your policy, leaving you with no cover.
To avoid the worst-case scenario, we suggest you talk with your insurer first before making any modifications to your cars. This way, you maintain trust and get the best value for your premium.
Here are some of the UK’s most common modifications you need to tell your insurers about: