Multi Car Insurance

1 in 3 UK households insures multiple cars on separate policies. You’re practically giving insurers more than you should if you do. With our multi-car policy, we can scour our database to find you the best premiums on any kind of vehicle.


Not On Any Comparison Sites

We understand the challenges of finding the right cover for all your cars. Getting affordable is tough enough as it with one car, let alone additional cars. Finding the right balance between protection and affordability is something we strive to achieve for our customers.

With our multi-car insurance policy, we can easily find that balance. Our broker panel pulls quotes from the UK’s top insurance providers. Additionally, we can insure up to 20 vehicles into one policy. You can’t find this level of protection for all your vehicles on any comparison sites.

We’ve invested heavily in developing the technology and growing our team to serve the needs of customers who want to insure multiple cars.

Our multi-car insurance policy can cater to any customer’s needs. If you’ve had challenges with insuring a high net worth car with an everyday motor or you’re a convicted driver, struggling to find insurance for your cars – we can help!

Already insured with us? You can save money with our multi-car discount.

What is Multi Car Insurance?

In a lot of ways, multi-car insurance is like any other car insurance policy. But with a caveat. Multi-car insurance is a flexible policy that allows drivers to insure multiple vehicles under one policy with one renewal date.

Choosing a multi-car policy for your vehicles will have its perks. For example, you can choose the level of cover you want on each car in that policy. Additionally, you can choose the level of excess each car has as well.

Family members or other policyholders can build their no claim’s bonus discount (NCB) on the car their insured under. As a result, if any policyholder ever made a claim, it wouldn’t affect your policy.

Who is multi car insurance for?

As the name suggests, multi-car insurance is for people looking to insure more than one vehicle in one policy. For example, here are a few instances where multi-car insurance can save people money:

  • Families with young adults living in temporary location such as location.
  • Couples living together with separate cars.

  • Individuals with multiple cars.

What insurance cover do I need for multi car insurance?

Similar to any other car insurance policy, drivers who opt for a multi-car insurance policy have the option of choosing from three levels of cover for any car they place into the policy. It’s a legal requirement to have at least third party only (TPO) insurance cover on your car if you drive in the UK. We offer three levels of cover for car insurance.

By law, drivers need to at least have third party only (TPO) to legally drive in the UK. TPO only covers damages on the other driver’s car if you’re involved in an accident
This policy offers the same level of cover as TPO, plus the addition of fire damage and theft to your car. 
Fully comprehensive provides cover to both your car and the other driver’s car if you’re involved in an accident. Plus it covers medical and legal expenses and liability insurance.

Choosing which cover you want to go for is totally up to you. But be mindful when choosing cover for other policyholders, you need to assess their driving capabilities and how frequently they drive. Then you can make an informed decision.

What we need from you!

Our insurance panel has access to the UK’s top insurance provider, so we can pull the most affordable multi-car policies easily for you! Here are four things you’ll need to have close to you when you’re trying to get cheaper car insurance quotes.

Have your personal details ready for your quote journey. This includes, your name, address, date of birth, occupation and your drivers license number.

The next step is to tell us about your car. This includes, it’s previous owners (if applicable), the model, make, year and any modifications.

What type of cover do you think you’ll need? Think carefully on how you’ll be using your car. Tell us your annual mileage and whether you’d like TPO, TPFT or comprehensive cover.

After all those steps are complete, you’ll get your quote. Now, it’s up to you, to choose which quote you want.

If you require any further assistance or you’d rather have someone talk you through your options because your quote is too high. Please reach out to our team, 0333 222 4005.

How you can get cheaper car insurance

There’s no arguing that car insurance is expensive, even with a multi-car insurance discount. But there are actionable things you can do, that will lower your premium. Getting your quote through us is the best way you can quickly see which insurance provider gives you the cheapest option.

There are so many actionable steps you can take that will lower your premium. But, we’ll highlight 5 ways that will ensure you’re not paying more than you should for your car insurance quotes. If you want to know even more hints and tips, keep your eyes on our blog. We share the latest insurance tips that slash insurance quotes.

  • Pay annually:

    Paying annually is one of the best ways to keep your premiums down. Without the interest you’d generate from paying monthly, you could end up saving hundreds on your multi-car insurance. If you can’t front the money right away, we suggest you save enough before your renewal date.

  • Avoid modifications:

    Modifying your car’s looks or performance will increase your premium. To keep your premium’s low, ensure that all policyholders stay clear of modifying any cars within the policy.

  • Add telematics :

    Installing extra security measures on your vehicles such as alarms or immobilisers will lower your insurance quotes because the risk of theft is lower. But make sure you contact your insurance provider before making any modifications because it could impact the price of your premium.

  • Lower your mileage:

    Lowering your mileage and other policyholder’s will lower your premium. The less you or other policyholders travel in their cars, the less you’ll pay. Insurers will see you as less of a risk because you’re not on the road as much. But don’t underestimate your mileage, as you could end up paying a fine or your policy could be invalidated.

  • Switch to us: We can save you up to £300 on your renewals!

Why Quote Detective for your multi car insurance?

Even the most experienced drivers will face challenging situations on the road, that’s just the way things go. This applies especially to multi-car policies. We understand our customers needs because we take the time to understand their situation and life. Our industry-leading technology combined with our team of experts is the reason we’re able to find the best multi-car premiums for our customers.

Need to contact us?

Our friendly team is ready to help you with anything you need:

Monday – Friday : 9:00am to 6:00pm

Saturday : 9:00am to 2:00pm

Sunday and Bank Holidays: Closed


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